SNAP Eligibility Calculator – Texas

Last Updated: April 2026 Source: USDA & state agency guidelines (FY2026)

SNAP Eligibility Calculator — Texas

Find out if you may be eligible for SNAP and estimate your monthly benefits in Texas.

Data: FY2026 USDA official figures (Oct 1, 2025 – Sep 30, 2026). Estimate only — contact your state SNAP agency to apply.

Work Requirements (ABAWD): Able-bodied adults ages 18–64 without dependents under 14 must work, volunteer, or participate in job training for at least 80 hours/month. Veterans, pregnant individuals, those experiencing homelessness, and people with physical or mental health barriers may be exempt. Learn more
1Location
2Household
3Income
4Expenses
5Assets
6Results
Location
State: Texas
Household

Count everyone who lives and eats together, including children.

Usually counted:
  • You, your spouse/partner, and children under 22
  • Parents living with you who share meals
  • Anyone you buy and prepare food with regularly
Usually NOT counted:
  • Roommates who buy and cook their own food separately
  • Live-in hired caregivers who pay for their own food
  • College students ages 18-49 enrolled at least half-time (special rules apply)
  • People in a nursing home or institution
Students: College students ages 18-49 have special eligibility rules. Learn about student rules
Income
Important: Enter your gross (pre-tax) income, not your take-home pay. SNAP uses gross income before taxes or deductions.
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Gross limit: $1,696/mo  |  Net limit: $1,305/mo  for 1 person

Enter gross wages before taxes. Self-employed: Enter net profit (revenue minus business expenses).

Counts:
  • Wages and salary (gross, before tax withholding)
  • Tips and commissions
  • Self-employment net profit (after business expenses)
  • Seasonal, part-time, and farm income
Does NOT count:
  • Social Security, SSI, pension → enter in Unearned Income
  • Unemployment compensation → enter in Unearned Income
  • Child support received → enter in Unearned Income
  • SNAP benefits, LIHEAP, tax refunds (EITC), student loans/grants
$

Social Security, SSI, unemployment, pension, child support received, alimony, veterans benefits, rental income, etc.

Variable income? If your income changes month to month, use your average monthly income over the past 3 months.
Deductible Expenses
These deductions lower your net income, which increases your SNAP benefit. Fill in everything that applies to you.
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Daycare, babysitter, or special needs care costs — only if required so you can work, go to school, or attend job training.

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Child support you are legally required to pay under a court or administrative order only.

Housing & Utilities
Shelter costs are deducted from your net income. The more you pay in rent/mortgage and utilities, the higher your potential SNAP benefit.
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Enter monthly rent or mortgage. Homeowners: include mortgage + property taxes + insurance. Include HOA or condo fees.

If you do not pay for heating/cooling separately, select any other utilities you pay for:

Phone/Internet: Only a basic monthly service fee qualifies, not cable TV or premium packages.

Select utilities above to see your allowance.
Assets / Resources
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Most families count only bank account balances and cash. Your home, car, and retirement accounts usually do NOT count.

Countable (include these):
  • Cash and money in checking or savings accounts
  • Stocks, bonds, mutual funds, CDs
  • A second vehicle (if you own more than one car)
Excluded (do NOT count these):
  • Your primary home and the land it sits on
  • Retirement accounts: 401(k), IRA, pension
  • Your main vehicle
  • Personal belongings and household furniture
  • Prepaid burial or funeral plans
Limit: $3,000 standard | $4,500 if household includes someone 60+ or disabled
Work Requirements (ABAWD)

What is the SNAP food stamps income limit for Texas?

Texas’s gross income limit for SNAP is approximately $1,768/month for a 1-person household (130% FPL) — the standard federal threshold. Both a gross and net income test apply based on household size. Use the SNAP eligibility calculator to check your household and get a personalized benefit estimate.

How much does 1 person get in food stamps in Texas?

The maximum SNAP benefit for 1 person in Texas is $292/month. Most households receive less depending on net income after deductions. The full breakdown by household size is on the Texas SNAP benefits page.

Texas is one of the largest states. Can I apply in any county or does it matter where I live?

You apply based on the county where you currently live. Texas Health and Human Services (HHS) processes applications through local offices and online at YourTexasBenefits.com. The portal routes your application to the correct regional office automatically — you don’t need to locate your specific county office first. Texas has HHS offices in every major metro and rural county.

Can I get SNAP in Texas if I just lost my job?

Yes — SNAP eligibility is based on current monthly income, not employment history. Zero-income households can qualify. ABAWD (able-bodied adult without dependents) work requirements apply for adults 18–54 without dependents — exemptions exist for illness, caregiving, and active job training.

Do rent and utility bills affect SNAP eligibility in Texas?

Yes — Texas uses Standard Utility Allowances (SUA) and a shelter deduction that reduces countable net income. Austin, Dallas, Houston, and San Antonio have all seen significant rent increases in recent years — entering your actual rent gives the most accurate estimate. Texas heat means summer electricity bills can be substantial and should be documented.

Do Social Security, SSDI, and SSI count as income for SNAP in Texas?

Yes — all three count as unearned income. If your household includes someone 60+ or disabled, only the net income test applies — not the gross income limit. That rule makes SNAP considerably more accessible for Texas seniors on fixed Social Security income.

Do college students qualify for SNAP in Texas?

Yes — but students enrolled at least half-time must meet one exemption: working 20+ hours/week, participating in work-study, caring for a dependent child, enrolled in an approved job training program, or having a qualifying disability. Students at UT Austin, Texas A&M, Texas State, and community colleges statewide may qualify if they meet one of these criteria.

Does Texas have an asset limit for SNAP?

For most Texas households, no — Texas uses broad-based categorical eligibility (BBCE) which removes the asset test for the majority of applicants. Savings, a vehicle, or other resources generally won’t affect your eligibility. A resource limit applies only in limited elderly or disabled cases under specific federal rules.

Do medical expenses increase SNAP benefits for Texas seniors or disabled residents?

Yes — if your household includes someone 60+ or disabled, out-of-pocket medical expenses over $35/month are deductible from countable income, directly increasing your monthly benefit. Qualifying costs include prescriptions, copays, dental and vision care, and health insurance premiums not covered by Medicare or Texas Medicaid.

Does Texas count gig income — Uber, DoorDash, Instacart — for SNAP?

Yes — gig income counts as earned income for Texas SNAP. Enter your average monthly net earnings after deducting business expenses like gas and platform fees. The standard 20% earned income deduction applies to gig work, which reduces its impact on your monthly benefit.

Can grandparents with custody of grandchildren get SNAP in Texas?

Yes — grandparents raising grandchildren qualify as a SNAP household even if retired. The grandchildren’s presence increases household size, raising both the income limit and potential maximum benefit. Texas has one of the highest rates of grandparent-headed households in the country — contact your local HHS office or call 2-1-1 Texas for guidance on how your household is structured for SNAP purposes.

Does Texas require the net income test for SNAP after deductions?

Yes — after all deductions (shelter, utilities, earned income, medical, child support) are applied, your net income must fall under 100% FPL. The exception: households with a member who is 60+ or disabled are exempt from the gross income test and only need to pass the net income test.

Can I get SNAP in Texas if I live with my parents but buy my own food?

Yes — SNAP household status is based on who buys and prepares food together, not who shares an address. If you purchase and cook food separately from your parents, you qualify as your own one-person household. Only your income and expenses are evaluated, regardless of what your parents earn.

Do Texas SNAP benefits include emergency allotments?

No — the COVID-era emergency allotments that temporarily boosted SNAP benefits nationwide ended in March 2023. Texas SNAP recipients now receive standard benefit amounts based on household size and net income. If your benefit dropped after March 2023, that reflects the end of the emergency program, not an error in your case.

Where do I apply for SNAP in Texas after checking eligibility?

Apply through YourTexasBenefits.com online, by phone at 2-1-1 (Texas Health and Human Services helpline), or in person at your local HHS office in Houston, San Antonio, Dallas, Austin, El Paso, or other locations statewide. After submitting, you’ll complete an interview and provide verification documents. The full process is in the Texas SNAP application guide.