SNAP Eligibility Calculator – Tennessee

SNAP Eligibility Calculator (Tennessee)

Determine your eligibility for SNAP benefits in Tennessee with our easy-to-use calculator. Enter your household details below to estimate your monthly benefits for 2025. This tool provides an estimate based on federal and state guidelines.

Include people you live with and buy food with.

Your household includes everyone who lives with you, shares meals, and buys food together in Tennessee. This typically includes spouses, children, and other relatives or roommates who share food expenses. Count each person, including infants and elderly members.

In Tennessee, urban areas (e.g., cities) may have different living costs compared to rural areas. Select 'Rural' if you live in a less populated area, which may affect utility deductions.

An elderly person is 60 or older. A disabled person in Tennessee includes those receiving disability benefits (e.g., SSDI) or with a condition that limits daily activities. Households with elderly or disabled members may qualify for higher deductions and asset limits.

In Tennessee, students enrolled at least half-time in higher education may not qualify for SNAP unless they meet exemptions, such as working 20+ hours/week, caring for a child, or being disabled. Select 'Yes' if any household member is a student.

Include wages before taxes.

Include all earned income in Tennessee, such as wages, salaries, tips, or self-employment income before taxes or deductions. For hourly workers, estimate monthly income by multiplying weekly hours by your hourly rate and then by 4.33 (average weeks per month).

Include Social Security, disability, etc.

Other income in Tennessee includes unearned income like Social Security, disability payments, pensions, unemployment benefits, or child support received. Do not include loans, gifts, or one-time payments.

Include bank accounts, exclude home.

Resources in Tennessee include cash, bank accounts, stocks, bonds, and vehicles (excluding one primary vehicle). Do not include your home, retirement accounts, or personal property. The limit is $3,000 ($4,500 if elderly/disabled).

Include costs paid for childcare or care for disabled adults in Tennessee to allow you to work, seek employment, or attend training. Examples: daycare, babysitters, or in-home care. Enter the total monthly amount paid.

Enter legally obligated child support payments you make in Tennessee. This deduction only applies if you pay court-ordered child support to someone outside your household. Do not include voluntary payments.

Include your monthly rent or mortgage payment in Tennessee. For homeowners, include principal and interest. Do not include utilities or other housing costs here; those are entered separately.

Include insurance, taxes, HOA fees.

In Tennessee, housing costs include property taxes, homeowners insurance, and HOA fees for homeowners, or renter’s insurance for renters. Do not include utilities like electricity or water; those are entered below.

You are considered homeless in Tennessee if you lack a fixed, regular, and adequate nighttime residence. This includes living in shelters, vehicles, or public spaces. Homeless households may qualify for a standard deduction and relaxed eligibility rules.

Select all utility bills you pay in Tennessee. Heating/cooling includes gas or electric bills for HVAC or LIHEAP payments over $20. 'Other' includes garbage or sewer fees. These affect your shelter deduction, which can increase your SNAP benefits.

If your household includes an elderly or disabled member in Tennessee, enter out-of-pocket medical expenses exceeding $35/month. This includes prescriptions, doctor visits, medical equipment, or insurance premiums.

What are the SNAP income limits in Tennessee?

Tennessee uses federal SNAP income limits. The calculator checks both gross and net limits for your household size.

How much does 1 person get in food stamps in Tennessee?

A 1-person Tennessee household may receive up to around $291/month in FY2025 — actual benefit depends on deductions like rent, utilities and medical costs.

Can I get SNAP in Tennessee if I am unemployed?

Yes — SNAP is based on monthly income, not whether you are employed. Zero income cases can qualify.

Do rent and utility bills affect SNAP in Tennessee?

Yes — Tennessee uses Standard Utility Allowances. Higher housing expenses raise deductions — which may increase your benefit amount.

Do seniors qualify for SNAP in Tennessee if they only have Social Security?

Yes — seniors often qualify because medical deductions and shelter deductions lower net income. The calculator can apply these estimates.

Do SSI and SSDI count as income for SNAP in Tennessee?

Yes — Social Security benefits count as income and must be entered in the calculator to produce an accurate estimate.

Do Tennessee students qualify for SNAP benefits?

Students must meet special SNAP exemptions like work hours, work study, parenting, or disability. The calculator screens student status.

Do medical expenses help increase SNAP benefits in Tennessee?

Yes — households with an elderly or disabled member may deduct medical expenses — increasing SNAP benefit estimates.

Do assets like bank savings stop SNAP eligibility in Tennessee?

No — most TN households have no asset limit due to categorical eligibility. Only a few special cases have resource limits.

Does child support paid reduce SNAP income in Tennessee?

Yes — legally owed child support paid out is treated as a deduction which lowers countable income.

Can grandparents raising grandkids qualify for SNAP in Tennessee?

Yes — grandparents, even retired, may qualify if they have eligible dependent children. Extra deductions may apply.

Does SNAP in Tennessee change every October?

Yes — SNAP limits and benefit amounts update every October 1. The calculator uses the latest federal updates.

Does SNAP in Tennessee require a net income test?

Yes — most households must pass the net income test after deductions, unless elderly/disabled exemptions apply.

How does Tennessee define a SNAP household?

A household is the people who live together and buy and prepare food together. Roommates who buy separately may be a separate household.

Where do you apply after using the Tennessee SNAP calculator?

You apply through the Tennessee Department of Human Services (TDHS) online or in person, and a SNAP interview is required after applying.