SNAP Eligibility Calculator – Maryland

SNAP Eligibility Calculator (Maryland)

Determine your eligibility for SNAP benefits in Maryland with our easy-to-use calculator. Enter your household details below to estimate your monthly benefits for 2025. This tool provides an estimate based on federal and state guidelines.

Include people you live with and buy food with.

Your household includes everyone who lives with you, shares meals, and buys food together in Maryland. This typically includes spouses, children, and other relatives or roommates who share food expenses. Count each person, including infants and elderly members.

In Maryland, urban areas (e.g., cities) may have different living costs compared to rural areas. Select 'Rural' if you live in a less populated area, which may affect utility deductions.

An elderly person is 60 or older. A disabled person in Maryland includes those receiving disability benefits (e.g., SSDI) or with a condition that limits daily activities. Households with elderly or disabled members may qualify for higher deductions and asset limits.

In Maryland, students enrolled at least half-time in higher education may not qualify for SNAP unless they meet exemptions, such as working 20+ hours/week, caring for a child, or being disabled. Select 'Yes' if any household member is a student.

Include wages before taxes.

Include all earned income in Maryland, such as wages, salaries, tips, or self-employment income before taxes or deductions. For hourly workers, estimate monthly income by multiplying weekly hours by your hourly rate and then by 4.33 (average weeks per month).

Include Social Security, disability, etc.

Other income in Maryland includes unearned income like Social Security, disability payments, pensions, unemployment benefits, or child support received. Do not include loans, gifts, or one-time payments.

Include bank accounts, exclude home.

Resources in Maryland include cash, bank accounts, stocks, bonds, and vehicles (excluding one primary vehicle). Do not include your home, retirement accounts, or personal property. The limit is $3,000 ($4,500 if elderly/disabled).

Include costs paid for childcare or care for disabled adults in Maryland to allow you to work, seek employment, or attend training. Examples: daycare, babysitters, or in-home care. Enter the total monthly amount paid.

Enter legally obligated child support payments you make in Maryland. This deduction only applies if you pay court-ordered child support to someone outside your household. Do not include voluntary payments.

Include your monthly rent or mortgage payment in Maryland. For homeowners, include principal and interest. Do not include utilities or other housing costs here; those are entered separately.

Include insurance, taxes, HOA fees.

In Maryland, housing costs include property taxes, homeowners insurance, and HOA fees for homeowners, or renter’s insurance for renters. Do not include utilities like electricity or water; those are entered below.

You are considered homeless in Maryland if you lack a fixed, regular, and adequate nighttime residence. This includes living in shelters, vehicles, or public spaces. Homeless households may qualify for a standard deduction and relaxed eligibility rules.

Select all utility bills you pay in Maryland. Heating/cooling includes gas or electric bills for HVAC or LIHEAP payments over $20. 'Other' includes garbage or sewer fees. These affect your shelter deduction, which can increase your SNAP benefits.

If your household includes an elderly or disabled member in Maryland, enter out-of-pocket medical expenses exceeding $35/month. This includes prescriptions, doctor visits, medical equipment, or insurance premiums.

What are the SNAP income limits in Maryland?

Maryland uses the federal SNAP income limit tables. The calculator checks your gross and net income based on household size automatically.

How much can 1 person get in food stamps in Maryland?

A single person household in Maryland can receive up to around $291/month maximum in FY2025 — your actual benefit depends on deductions and net income.

Is SNAP called EBT in Maryland?

EBT is the card — SNAP is the program. In Maryland your funds are issued on a Maryland EBT card.

Does rent affect SNAP benefits in Maryland?

Yes — high rent can increase your shelter deduction. The calculator uses Maryland’s SUA to apply utility and rent deductions.

Do utility costs help increase SNAP benefits in Maryland?

Yes — Maryland uses Standard Utility Allowances. Enter the utilities you pay to improve estimate accuracy.

Do Social Security and SSI count as income for Maryland SNAP?

Yes — Social Security retirement, SSDI and SSI all count as unearned income for SNAP calculations.

Do seniors qualify for SNAP in Maryland if they only get Social Security checks?

Yes — many seniors qualify because medical deductions and shelter deductions reduce net countable income.

Does Maryland have an asset limit for SNAP benefits?

Most Maryland households have no resource / asset limit due to expanded eligibility policy.

Can I qualify for SNAP in Maryland if I just lost my job?

Yes — Maryland SNAP is based on monthly gross income. You can be unemployed and still qualify.

Can college students qualify for SNAP in Maryland?

Some students qualify if they meet exemption rules — like work hours, disability, childcare, or work-study. The calculator screens for student exemptions.

Do child support payments lower SNAP income in Maryland?

Yes — if you pay legally owed child support, that is deducted from your income which may increase your benefit estimate.

Do gig workers like DoorDash qualify for SNAP in Maryland?

Yes — gig income like Uber, Lyft, Instacart, DoorDash counts as earned income. Enter monthly average income into the calculator.

Can I qualify for SNAP in Maryland if I live with parents but buy my own food?

Yes — if you purchase and prepare food separately, you may be considered a separate household.

Do SNAP benefits change every year in Maryland?

Yes — SNAP benefit amounts and income limits usually update on October 1 each year.

Where do I apply after using the Maryland SNAP calculator?

You apply through Maryland Department of Human Services (myMDHS) — online, mail, fax or in person — then complete your interview.