SNAP Eligibility Calculator – Indiana

SNAP Eligibility Calculator (Indiana)

Determine your eligibility for SNAP benefits in Indiana with our easy-to-use calculator. Enter your household details below to estimate your monthly benefits for 2025. This tool provides an estimate based on federal and state guidelines.

Include people you live with and buy food with.

Your household includes everyone who lives with you, shares meals, and buys food together in Indiana. This typically includes spouses, children, and other relatives or roommates who share food expenses. Count each person, including infants and elderly members.

In Indiana, urban areas (e.g., cities) may have different living costs compared to rural areas. Select 'Rural' if you live in a less populated area, which may affect utility deductions.

An elderly person is 60 or older. A disabled person in Indiana includes those receiving disability benefits (e.g., SSDI) or with a condition that limits daily activities. Households with elderly or disabled members may qualify for higher deductions and asset limits.

In Indiana, students enrolled at least half-time in higher education may not qualify for SNAP unless they meet exemptions, such as working 20+ hours/week, caring for a child, or being disabled. Select 'Yes' if any household member is a student.

Include wages before taxes.

Include all earned income in Indiana, such as wages, salaries, tips, or self-employment income before taxes or deductions. For hourly workers, estimate monthly income by multiplying weekly hours by your hourly rate and then by 4.33 (average weeks per month).

Include Social Security, disability, etc.

Other income in Indiana includes unearned income like Social Security, disability payments, pensions, unemployment benefits, or child support received. Do not include loans, gifts, or one-time payments.

Include bank accounts, exclude home.

Resources in Indiana include cash, bank accounts, stocks, bonds, and vehicles (excluding one primary vehicle). Do not include your home, retirement accounts, or personal property. The limit is $3,000 ($4,500 if elderly/disabled).

Include costs paid for childcare or care for disabled adults in Indiana to allow you to work, seek employment, or attend training. Examples: daycare, babysitters, or in-home care. Enter the total monthly amount paid.

Enter legally obligated child support payments you make in Indiana. This deduction only applies if you pay court-ordered child support to someone outside your household. Do not include voluntary payments.

Include your monthly rent or mortgage payment in Indiana. For homeowners, include principal and interest. Do not include utilities or other housing costs here; those are entered separately.

Include insurance, taxes, HOA fees.

In Indiana, housing costs include property taxes, homeowners insurance, and HOA fees for homeowners, or renter’s insurance for renters. Do not include utilities like electricity or water; those are entered below.

You are considered homeless in Indiana if you lack a fixed, regular, and adequate nighttime residence. This includes living in shelters, vehicles, or public spaces. Homeless households may qualify for a standard deduction and relaxed eligibility rules.

Select all utility bills you pay in Indiana. Heating/cooling includes gas or electric bills for HVAC or LIHEAP payments over $20. 'Other' includes garbage or sewer fees. These affect your shelter deduction, which can increase your SNAP benefits.

If your household includes an elderly or disabled member in Indiana, enter out-of-pocket medical expenses exceeding $35/month. This includes prescriptions, doctor visits, medical equipment, or insurance premiums.

What are the SNAP income limits in Indiana?

Indiana uses federal SNAP income limits. The calculator applies both gross and net income tests automatically based on household size.

How much can 1 person get in SNAP benefits in Indiana?

The maximum benefit for a 1-person Indiana household is around $291 per month FY2025. Actual benefits depend on net income and deductions.

Can I get SNAP in Indiana if I am unemployed?

Yes. Indiana SNAP is based on current income. You can qualify even with zero income — the calculator supports this scenario.

Do rent and utility bills affect SNAP benefits in Indiana?

Yes. Indiana uses Standard Utility Allowances. Higher housing expenses increase shelter deductions and may raise your benefit estimate.

Do seniors in Indiana qualify for SNAP if they only have Social Security?

Yes — seniors often qualify because medical deductions and shelter deductions may reduce net income. The calculator includes medical expense entry.

Do Social Security and SSI count as income for SNAP in Indiana?

Yes. SSI and Social Security retirement / disability payments count as unearned income in Indiana and must be entered in the calculator.

Do Indiana college students qualify for SNAP benefits?

Yes — but they must meet SNAP student exemptions (such as working 20 hours, disability, parenting, or certain program participation). The calculator screens for this.

Do assets like bank savings affect SNAP eligibility in Indiana?

No — most Indiana SNAP households do not have an asset limit due to broad-based categorical eligibility.

Can gig workers like DoorDash or Uber qualify for SNAP in Indiana?

Yes — gig earnings are counted as earned income. You should enter monthly averages into the calculator to get an accurate estimate.

Can I qualify for Indiana SNAP even if I live with roommates?

Yes. If you buy/prepare food separately, you can be a separate SNAP household in Indiana.

Does child support paid reduce countable SNAP income in Indiana?

Yes — legally obligated child support reduces countable income and the calculator subtracts this when entered.

Does Indiana require the net income test after deductions?

Yes — most households must meet both gross and net income tests unless elderly/disabled special rules apply.

Do Indiana SNAP benefits update annually?

Yes — SNAP amounts update every October 1 nationwide. The calculator uses the latest fiscal year values.

Does medical expense deduction apply in Indiana SNAP?

Yes — for elderly or disabled members, allowable medical expenses can reduce net income and increase benefit amounts in the calculator.

Where do I apply for SNAP in Indiana after using the calculator?

You apply through the Indiana Family and Social Services Administration (FSSA) — online, in office, mail, or fax — then complete an interview.